Find Unclaimed Money in Miami County
Miami County residents have unclaimed money held by the Indiana Attorney General that is ready to be claimed. The state collects forgotten funds from banks, employers, insurance companies, and other businesses whenever those holders lose contact with the owner. That money sits in a secure state account waiting for you to come get it. No cost, no deadline, and no need for a lawyer. Anyone who has lived or worked in Peru or elsewhere in Miami County should take a few minutes to search the free state database.
Miami County Quick Facts
Indiana Unclaimed Money in Miami County
The Indiana Attorney General manages the state's unclaimed property program, which holds more than $914 million across roughly 5.1 million accounts. That works out to about one in seven Hoosiers having unclaimed property they have not yet found. Miami County is covered the same as every other county in the state. Property connected to Peru addresses, former employers in the area, or banks that once served Miami County residents could all be sitting in the system right now. The state holds everything with no expiration on your right to claim it.
Banks, insurance companies, and other businesses must report unclaimed assets under IC 32-34-1-19 after three to five years of no owner contact. Under IC 32-34-1-30, the state keeps the property safe indefinitely after receiving it. More than $1 million goes back to Indiana owners every single week. The average claim pays out $1,018, and the single highest Indiana claim ever reached $750,000. Even if you expect to find only a small amount, it is worth taking five minutes to check.
The state's search is at indianaunclaimed.gov. It searches all Indiana counties at once. Old Miami County addresses remain connected to your account in the system even if you have since moved away from Peru or the surrounding area.
Miami County Treasurer's Office
The Miami County Treasurer's office is located in Peru and handles property tax collection, tax sales, and county-level financial transactions. It does not hold unclaimed money from private companies, banks, or insurance firms. Those funds go to the state. But if you are owed a payment directly from the county, such as a tax refund or an uncashed county check, the treasurer's office in Peru is the right starting point. Staff can check county payment records for outstanding amounts in your name.
The treasurer also maintains records related to local tax payments, which can sometimes point to related financial accounts that may have been forgotten. For private unclaimed property, use the state system at indianaunclaimed.gov. To contact the Miami County Treasurer directly, visit the office in Peru or check the county's available contact information online.
| Office | Miami County Treasurer |
|---|---|
| Address | 25 N Broadway, Peru, IN 46970 |
| Website | treasurer.miamicounty52.us |
How to Search Miami County Unclaimed Money
Go to indianaunclaimed.gov/app/claim-search. Enter your last name in the search field. Adding a first name can help cut down the results. The system searches all Indiana counties at once, so any property tied to any of your Miami County addresses, past or present, will appear. Also search maiden names, former married names, and names of deceased family members. Each name may turn up a different set of results.
The Miami County Treasurer's website shown here provides information on county tax services and contact options for Peru area residents at treasurer.miamicounty52.us.
The treasurer's site at treasurer.miamicounty52.us lists local payment options, contact information, and services available to Miami County property owners and taxpayers.
When the search returns a match, click the claim button and fill in the required information online. Most people can complete their claim without printing or mailing anything. If the Attorney General's office needs more from you, they will follow up. You can also call 1-866-IN-CLAIM (1-866-462-5246) with questions or reach the team by email at updmail@atg.in.gov.
What Counts as Unclaimed Money
Indiana law defines unclaimed property broadly. Under IC 32-34-1-1, any financial asset where the owner and holder have lost contact for a set amount of time qualifies as unclaimed property. For Miami County residents, this might be a savings account at a regional bank that merged with a larger institution, a life insurance payout sent to an old Peru address, a pension or annuity check that never arrived, or wages from a former Miami County employer that were never collected.
Other common types include stock dividends and brokerage holdings, credit balances from closed store accounts, utility security deposits, money orders, and tax refund checks that came back as undeliverable. Safe deposit box contents can also end up in the state system when box fees go unpaid and the holder cannot locate the owner. Businesses must file annual reports of unclaimed assets under IC 32-34-1-26, which means new accounts get added to the system regularly throughout the year. Run your search at least once a year to catch anything new.
Claiming Your Miami County Property
Claiming your money costs nothing. Do not pay a third-party service to do this for you. The state charges no fees, and you receive the full amount of the property in your name.
Here is how Miami County residents can claim their property:
- Go to indianaunclaimed.gov and search your last name
- Find the account that matches your name and old address
- Click claim and enter your current contact information
- Upload or mail whatever documents the state requests
- Wait for the Attorney General's office to review and approve
- Get your payment by check or direct deposit
Smaller claims often need only a photo ID. Larger claims may require a utility bill, bank statement, or other document that confirms your connection to the account. Claims for a deceased relative's property need a death certificate and proof of your legal standing, such as a will, letters of administration, or a probate court order. The Attorney General's team reviews every claim and may request more documentation before releasing funds.
Search Multiple States for Unclaimed Property
If you have ever lived or worked outside Indiana, there may be unclaimed property waiting for you in other states. MissingMoney.com is the official multi-state search portal operated by the National Association of Unclaimed Property Administrators. One search at missingmoney.com covers Indiana and dozens of other participating states at the same time.
The MissingMoney.com multi-state portal shown below is the best tool for Miami County residents who have lived in other states at missingmoney.com.
The MissingMoney.com portal at missingmoney.com is free to use and does not require account registration to search. It covers Indiana along with dozens of other states that participate in the NAUPA program.
Start with Indiana's own search at indianaunclaimed.gov, then run the same name through MissingMoney.com. Both searches are free. Using both together gives you the most complete picture of what may be out there with your name on it. Former Miami County residents who have moved to other states should make this a regular habit, since new accounts get added to the system every year.
Cities in Miami County
Miami County includes Peru as the county seat, along with communities such as Bunker Hill, Denver, and Macy. None of the cities in Miami County currently meet the population threshold for a dedicated city page. All Miami County residents can use the state's free tool at indianaunclaimed.gov to search for unclaimed money regardless of which community they live in.
Nearby Counties
Miami County is located in north-central Indiana. If you have ties to neighboring counties, checking those counties may uncover additional unclaimed property.