Search Indiana Unclaimed Money
Indiana unclaimed money is held by the state when banks, insurers, employers, and other businesses lose contact with the rightful owner. The Indiana Attorney General's Unclaimed Property Division keeps all of these funds and lets you search for free. More than 5 million accounts are waiting to be claimed right now, and the average payout is over $1,000. You can search by name at IndianaUnclaimed.gov, file your claim online, and get paid after the state verifies who you are.
Indiana Unclaimed Money Quick Facts
About Indiana Unclaimed Money
Indiana unclaimed money comes from financial assets that sit idle for too long. When a business or institution holds money and cannot reach the owner for a set period, state law requires them to turn it over to the state. The Indiana Attorney General's Unclaimed Property Division then holds those funds until the rightful owner comes forward to claim them. There is no deadline to file a claim. Your money does not go away. It stays with the state until you or your heirs ask for it back.
The division is led by Director Amy T. Hendrix and handles all unclaimed property statewide. You can reach them by phone at 1-866-IN-CLAIM (1-866-462-5246) or by email at updmail@atg.in.gov. Businesses that hold unclaimed funds contact the division at updholder@atg.in.gov.
Indiana currently holds over 5.1 million unclaimed property accounts worth a combined $914 million. The state pays out more than $1 million every week. One in seven people in Indiana has unclaimed money waiting for them right now.
The official search portal gives you access to the full state database. Go to IndianaUnclaimed.gov and enter a last name to begin. The search is free and open to anyone.
The page below is the main landing page for Indiana's official unclaimed property database. It is where most Hoosiers start their search.
The database covers all property types reported by businesses across all 92 Indiana counties.
Note: The Indiana State Treasurer's Office does not manage unclaimed property. That role belongs entirely to the Attorney General's Unclaimed Property Division.
How to Search Indiana Unclaimed Money
Finding your Indiana unclaimed money takes just a few minutes. The state's search tool is simple and works on any device. You do not need an account to search. Just go to the claim search page and type in a name.
The dedicated claim search page at IndianaUnclaimed.gov/app/claim-search lets you search by last name, with an optional first name for more specific results. The results show you all matching accounts. You can see the property type, the amount, and the original holder. If you find a match, you can start your claim right from that page. Most claims can be filed fully online.
The screenshot below shows the claim search form where you enter your name to look up Indiana unclaimed money.
Use your full legal name when searching, and try variations if you do not find results right away. Maiden names, former business names, and alternate spellings can all turn up different results.
You can also call the division at 1-866-462-5246 if you need help with your search. Staff can walk you through the process and answer questions about specific accounts.
Note: Searches are free on the official state website. Any site that charges you to search Indiana unclaimed property is not the official source.
Types of Indiana Unclaimed Property
Indiana unclaimed money covers a wide range of financial assets. Many people are surprised to find that old bank accounts, forgotten insurance checks, or past employer wages are sitting in the state database. The list of property types is broad, and it is worth checking even if you think you have no unclaimed funds.
Under IC 32-34-1-1, the Indiana Uniform Unclaimed Property Act defines what counts as abandoned property. The law covers a long list of financial asset types that holders must report to the state after a dormancy period set by statute.
Common types of Indiana unclaimed money include:
- Unclaimed wages or commissions
- Savings and checking account balances
- Stock dividends and underlying shares
- Insurance proceeds and policy refunds
- Customer deposits or overpayments
- Certificates of deposit
- Credit balances and refunds
- Money orders
- Safe deposit box contents
Many accounts are small. About three-fourths of all Indiana unclaimed property accounts hold $100 or less. But some are very large. The highest single claim paid in Indiana was $750,000. It is always worth searching because you never know what might be out there.
Indiana Unclaimed Money Claim Process
Claiming your Indiana unclaimed money is a straightforward process. The state has made it easy to file online, and most claims do not require you to go anywhere in person. You just need to find your property, fill out the claim form, and provide some basic documentation to prove who you are.
Here is how the claim process works. First, search the database at IndianaUnclaimed.gov using your last name. Review any results and find the property that belongs to you. Click to start your claim online. You will need to provide documentation such as a government-issued ID and proof of your address. The state reviews your claim and, once approved, sends your payment.
Most claims are filed and paid without any complications. The state verifies your identity against the information that the original holder submitted. If everything matches, the process moves quickly. For larger or more complex claims, the division may ask for additional documentation.
Note: There is no deadline to claim your Indiana unclaimed money. Under IC 32-34-1-30, property held by the state can be recovered by the rightful owner at any time.
Indiana County and Local Unclaimed Funds
While Indiana unclaimed money is managed at the state level, county and city governments can also hold some local unclaimed funds. These are separate from the state system. County Treasurers sometimes hold unclaimed warrants, which are payments like vendor invoices or jury duty fees that were never cashed. City Clerk-Treasurers may hold unclaimed utility deposit refunds, local tax overpayments, or city vendor payment refunds.
For county-level unclaimed funds, contact the County Treasurer in the county where you lived or worked. Each of Indiana's 92 counties has an elected treasurer. The amounts held at this level are typically small compared to the state database, but it is worth checking if you had a history with a local government agency.
The Indiana State Treasurer's Office, currently led by Daniel M. Elliott, handles state investments and manages the Local Government Investment Pool. You can reach that office at 317-232-3072 or visit their page at in.gov/tos. They do not manage unclaimed property directly, but they are the right contact for questions about state financial management.
The screenshot below shows the contact page for the Indiana Treasurer's Office, a useful reference for state financial questions.
For most people, the state database at IndianaUnclaimed.gov is the right place to start and finish their search for Indiana unclaimed money.
Marion County Indiana Unclaimed Money
Marion County has an extra resource that other Indiana counties do not. Unclaimed judgments in Marion County are handled through the Marion County Clerk's Office in addition to the state system. If you have ever been part of a court case in Marion County and a judgment was issued in your favor, funds from that judgment may be sitting unclaimed.
The Marion County Clerk's Office is located at 200 E. Washington St., Suite W122, Indianapolis, IN 46204. You can reach them at 317-327-4740 or by email at clerkpublic@indy.gov. Office hours are 8 a.m. to 4:30 p.m., Monday through Friday. Their unclaimed money information page is at indy.gov/activity/search-indiana-unclaimed-money.
The page below from the city of Indianapolis explains how Marion County residents can search for unclaimed judgment funds.
Marion County residents should check both the state database and the Marion County Clerk's Office to make sure they are not missing any Indiana unclaimed money held at the local level.
You can also find more information about the Marion County Clerk's Office and its services at indy.gov/agency/marion-county-clerks-office.
The screenshot below shows the Marion County Clerk's agency page on the Indianapolis city website.
The Marion County Clerk's Office handles a wide range of court and records services in addition to unclaimed judgment funds.
Note: The Marion County exception applies only to unclaimed judgments from court cases. For all other unclaimed property types, search the state database at IndianaUnclaimed.gov.
MissingMoney.com Indiana Unclaimed Money Search
MissingMoney.com is a free multi-state search portal endorsed by the National Association of Unclaimed Property Administrators (NAUPA). It lets you search Indiana and dozens of other states at once. This is useful if you have lived in more than one state and want to check for unclaimed money in multiple places without doing separate searches on each state's site.
The site reported $3 billion in paid claims in the last year alone, with an average claim value of $2,080. Indiana participates in this portal, so your results will include Indiana unclaimed money alongside any accounts from other participating states.
The screenshot below shows the MissingMoney.com national portal where you can search Indiana and other states for unclaimed money.
About 95% of all unclaimed property claims are filed online, and MissingMoney.com is one of the most widely used tools for starting that process across state lines.
Visit MissingMoney.com to run a multi-state search. For Indiana-only searches, the state's own site at IndianaUnclaimed.gov gives you the most direct access to state records.
Indiana Unclaimed Property Laws
Indiana unclaimed money is governed by the Indiana Uniform Unclaimed Property Act, found in Indiana Code Title 32, Article 34. This law sets the rules for how businesses report unclaimed funds, how long property must sit idle before it is turned over to the state, and how owners can get their money back.
The key dormancy periods are set out in IC 32-34-1-19. Most types of property are presumed abandoned after three to five years with no owner activity. Once that period passes, the holder must report and transfer the property to the state. That reporting requirement is spelled out in IC 32-34-1-26, which requires businesses to file annual reports with the Attorney General.
Courts also hold unclaimed property at times. IC 32-34-2 governs how courts handle unclaimed property from legal proceedings. This is the provision that affects things like the unclaimed judgments handled by the Marion County Clerk. Full Indiana Code text is available through the Indiana General Assembly website.
Browse Indiana Unclaimed Money by County
Indiana unclaimed money is held at the state level, but county offices can be a helpful local contact. Browse the top counties below or view the full list of all 92 Indiana counties.
View All 92 Indiana Counties →
Indiana Unclaimed Money by City
Major Indiana cities are served by the state unclaimed money system. Use the links below to find city-specific resources and local office contacts.